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Home Changes That Affect Insurance

by Mehner Weiser Real Estate, LLC.

Homes often grow and change alongside the people living in them. If you've added expensive furnishings or made substantial upgrades, it's important to re-evaluate your homeowners insurance and make sure your policy reflects those changes. Here are four instances when it may be beneficial to review and adjust your coverage.

Remodeling or Renovation Work
Home improvement projects typically increase the value of your home, which usually calls for more coverage. But that doesn't necessarily mean your insurance rates will automatically increase. In fact, some projects, like adding a new roof, may help you save on your monthly home insurance premiums. Just be sure to notify your provider before any work begins.

Adding a Pool or an Outdoor Trampoline
Because these fun home features come with increased risk of injury, they're labeled an attractive nuisance. Upping your liability insurance can help keep you protected if there's ever an accident on your property and a subsequent lawsuit.

Acquiring New Valuables
Whether you inherit them or purchase them, expensive goods such as jewelry, art, rugs and antiques should be added to your policy. Increasing your coverage is the only way to safeguard them in the event of damage or theft.

Starting a Home Business
Many home-based business owners don't realize they have little, if any, coverage from a homeowners or renters insurance policy. Since a new home business likely means purchasing new technology and expensive equipment, you may need to get additional protection.

You worked hard for your home. Secure your belongings by updating your coverage to match your circumstances.

3 Types of Secret Spaces for the Home

by Mehner Weiser Real Estate, LLC.

For decades, characters like Batman and James Bond have popularized hidden doors and clandestine passageways. Many homeowners have followed suit, adding secret areas to store valuables, provide a safe place in an emergency or create a fun playroom. Could a hidden feature make you feel safer, secure your possessions better or add to your home's appeal?

Conceal a Room With Books
Sometimes the best part of a bookcase isn't what's on the shelves but what's behind it. These large structures create the perfect veil for a secret door to an undisclosed room. An architect can help you work with the space you have and figure out the details, like which direction a door should swing.

Secure Valuables in an Inconspicuous Safe
A safe is an excellent option for storing and protecting assets like jewelry, passports and cash. But if leaving it in plain sight feels too vulnerable, try concealing it entirely. A wall cutout behind a picture frame, cabinet or mirror makes for an ideal hideaway.

Make a Stealthy Escape
Want an inconspicuous escape route? Consider installing an underground passage with a secret switch to activate it. For example, chess pieces moved into a specific position or a particular book pulled from a shelf can reveal the opening. You can also choose from biometric authentication such as a fingerprint or eye scanner.

You don't have to be a superhero or a secret service agent to enjoy hidden spaces in your home. No matter what you have to hide, a secret room or passage can keep it concealed.

Displaying blog entries 1-2 of 2

Contact Information

Photo of Mehner Weiser Real Estate, LLC Real Estate
Mehner Weiser Real Estate, LLC
RE/MAX Dynamic Properties
3350 Midtown Place
Anchorage AK 99503
Bethany (907) 223-1632
Bonnie (907) 223-0005